Amsterdam, NY Housing Market
AI-powered market intelligence for the Amsterdam, NY metro area.
PropertyIQ Scores
Amsterdam, NY Market Analysis
Market Overview
Amsterdam, NY, presents a moderately strong housing market, with a PropertyIQ Score of 81 out of 100. The score is driven by 12-month home value momentum of 7.43%, 3-month momentum of 0.65%, a median days-on-market of 47, and a 16.0% share of listings with a price cut. The 12-month figure indicates meaningful annual appreciation, while the smaller 3-month figure points to slower recent growth. Median days on market and price-cut share suggest steady turnover with some seller flexibility.
Compared with state benchmarks, Amsterdam is considerably more affordable. The median home value is $216,441, well below the New York state average of $527,312. The rent index of $1,164 is also below the state average of $1,576. Median household income is $62,923, compared with $84,578 statewide, while the unemployment rate matches the state at 4.6%. Population growth data is not available.
Based on the provided figures, Amsterdam’s median home value is about 3.4 times its median household income, while the state-level ratio is about 6.2. This suggests housing is relatively more attainable in Amsterdam, even though local incomes are lower. No state-level PropertyIQ benchmark is provided, so the score is assessed through its underlying metrics.
Key Trends
The first trend is moderating price momentum. The 12-month home value momentum of 7.43% shows strong appreciation over the past year, but the 3-month momentum of 0.65% indicates that recent growth has slowed. A median days-on-market of 47 reinforces a
AI-generated analysis based on current market data. Last updated August 19, 2026.
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Amsterdam, NY Housing Market Overview
The Amsterdam, NY metro area is one of 900+ US metropolitan markets that PropertyIQ scores each month. A single PropertyIQ Score blends Zillow price momentum with Realtor.com market-flow signals to estimate 3-year excess appreciation versus the market's state — showing not just where prices stand today, but how the market is positioned relative to its peers.
The Mid-Atlantic corridor benefits from proximity to major financial centers and government institutions. Housing markets in this region balance urban density with suburban expansion, creating varied opportunities from walkable city neighborhoods to rapidly growing exurbs.
New York's housing landscape spans from the nation's most expensive urban neighborhoods to affordable upstate markets with university-driven stability. The post-pandemic remote work shift has redistributed demand across the state.
The PropertyIQ Score for the Amsterdam, NY market is built from four inputs: Zillow home-value momentum over twelve months, Zillow home-value momentum over three months, the median days listings spend on the market (Realtor.com), and the share of listings with a price cut (Realtor.com). The score runs on a 1 to 99 scale computed across all metro markets nationally and calibrated so 50 equals the state average — a score above 50 means this market is positioned to outperform its state, and a score below 50 means it is set to lag.
Explore the interactive map to see how Amsterdam, NY compares to neighboring metros, or view the full market dashboard for detailed analytics including time-series trends, score breakdowns, and AI-generated market reports.
Counties in the Amsterdam, NY metro area
ZIP codes in the Amsterdam, NY metro area
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Sourced from Zillow, Realtor.com, Redfin, U.S. Census Bureau, FRED, BLS, and BEA. Per-statistic source and date shown above.