Cambridge, OH Housing Market
AI-powered market intelligence for the Cambridge, OH metro area.
PropertyIQ Scores
Cambridge, OH Market Analysis
Market Overview
Cambridge, OH posts a PropertyIQ Score of 84/100, positioning it as a strong market relative to Ohio benchmarks. The median home value is $169,283, well below the state average of $249,941. That gap of roughly $80,000 creates an accessible entry point, even as the local median household income of $55,756 trails the state average of $69,680. The rent index is $800, also below the statewide $988, while the unemployment rate is 3.6%, matching the state average exactly.
The score’s top drivers are 12-month home value momentum of 8.63%, 3-month momentum of 2.05%, median days on market of 57, and a 17.4% price-cut share. These metrics point to sustained buyer interest, efficient turnover, and relatively balanced selling conditions. Inventory is modest at 97 homes for sale, and the price-cut share suggests supply is being absorbed without widespread discounting.
Key Trends
Continued home value momentum is the first trend. Cambridge’s 12-month increase of 8.63% and 3-month increase of 2.05% show prices rising from a lower base; the median home value remains about $80,658 below the state average. This combination can attract buyers priced out of higher-cost Ohio markets.
A second trend is relative affordability. The local median household income is $13,924 below the state average, but the median home value is $80,658 below the state average. A home in Cambridge costs roughly three times the median household income, while a home at the state average costs roughly 3.6 times the state median income. That makes Cambridge more attainable for local wage earners.
Third, selling conditions appear balanced. The median days on market is 57, and 17.4% of listings have had a price cut. Homes are selling within a reasonable timeframe, and sellers do not need widespread discounts to close transactions. Fourth, economic stability supports demand: the unemployment rate is 3.6%, identical to the state average, and 97 homes are for sale. Population growth data is N/A, so demographic demand cannot be measured from the provided figures.
Who Is This Market For
Cambridge fits first-time buyers seeking a lower-cost entry point. The median home value of $169,283 is about 68% of the Ohio average, and the price-to-income relationship is more favorable than the state benchmark. A buyer earning near the median household income of $55,756 may find this market more accessible than many higher-priced Ohio communities, especially with a stable 3.6% unemployment rate.
Buy-and-hold investors may also find this market appealing. The rent index is $800 below the state average of $988, but the lower median home value can support a reasonable entry cost relative to cash flow. The 12-month home value momentum of 8.63% and 3-month momentum of 2.05% add an appreciation component, while 57 days on market and a 17.4% price-cut share suggest properties are not languishing.
Move-up buyers may find opportunity as well. The lower median price point and modest inventory of 97 homes for sale mean buyers may need to act quickly, but the balanced days-on-market figure suggests well-priced homes move steadily. The market is not defined by distress or deep discounts.
Outlook
The data points to continued stable-to-strong performance. Price momentum remains positive at 8.63% over 12 months and 2.05% over 3 months, and median days on market of 57 indicates buyer interest is holding up. A price-cut share of 17.4% suggests sellers have not had to pursue aggressive discounts. The unemployment rate of 3.6%, in line with the state average, provides a stable employment backdrop.
The main constraint is income. The local median household income of $55,756 is well below the state average of $69,680, which may limit how quickly prices can rise without corresponding income growth. Population growth data is not available, so the outlook cannot rely on demographic expansion. Still, with a PropertyIQ Score of 84/100 and a median home value of $169,283, Cambridge appears positioned for measured, demand-supported performance rather than speculative acceleration.
AI-generated analysis based on current market data. Last updated August 20, 2026.
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Cambridge, OH market data
Cambridge, OH Housing Market Overview
Cambridge, OH's median home value is $169K, up 8.6% over the past year. Homes here sell in a median 57 days. Its PropertyIQ Score of 84 sits well above the state average of 50, marking a market positioned to outperform its state over the next three years.
The Cambridge, OH metropolitan area represents a distinct segment of OH's housing landscape. The PropertyIQ Score combines price momentum — how Zillow home values have trended over the past 3 and 12 months — with market-flow signals from Realtor.com that track how fast homes sell and how often sellers cut prices. The result is a single measure of how this market is positioned to outperform or lag its state over the next three years.
Midwestern housing markets are characterized by affordability and economic diversification. From manufacturing hubs undergoing tech-sector transitions to university towns with stable demand, the region offers value-oriented opportunities with lower entry costs than coastal markets. Within the Midwest, Cambridge, OH's PropertyIQ Score of 84 ranks among the Midwest's stronger demand signals.
Ohio's housing market offers some of the Midwest's strongest value propositions, with affordable entry points and diversifying economies. Columbus leads state growth while Cleveland and Cincinnati undergo downtown revitalization.
The PropertyIQ Score for the Cambridge, OH market is built from four inputs: Zillow home-value momentum over twelve months, Zillow home-value momentum over three months, the median days listings spend on the market (Realtor.com), and the share of listings with a price cut (Realtor.com). The score runs on a 1 to 99 scale computed across all metro markets nationally and calibrated so 50 equals the state average — a score above 50 means this market is positioned to outperform its state, and a score below 50 means it is set to lag. Momentum here has been positive, with home values up 8.6% over the past year.
Explore the interactive map to see how Cambridge, OH compares to neighboring metros, or view the full market dashboard for detailed analytics including time-series trends, score breakdowns, and AI-generated market reports.
Counties in the Cambridge, OH metro area
ZIP codes in the Cambridge, OH metro area
Top markets in OH
Market data through July 2026. Sourced from Zillow, Realtor.com, Redfin, U.S. Census Bureau, FRED, BLS, and BEA. Per-statistic source and date shown above.
Frequently Asked Questions
Is Cambridge, OH a good place to buy real estate in 2026?
PropertyIQ doesn't label markets simply good or bad. Instead, the PropertyIQ Score measures a market's demand momentum against its own state, where 50 marks the state average. Cambridge, OH currently scores 84, a strong-momentum reading that leaves it positioned to outperform its state over the next three years. For buyers, strengthening demand usually means rising competition and firmer prices, so waiting can cost you negotiating room. Backing that up, the median home value here is $169K, up 8.6% over the past year. So whether Cambridge, OH is right for you comes down to your goals: a rising-momentum market can favor long-term appreciation but offers less room to negotiate, while a cooling one hands buyers more leverage. Treat the score as a timing signal to weigh alongside your budget, holding period, and plans for the property, not a verdict on the market's quality.
What is the PropertyIQ Score for Cambridge, OH?
Cambridge, OH's PropertyIQ Score is 84, indicating strong momentum on a 1-to-99 scale. The score distills four transparent inputs into a single number: Zillow home-value momentum over the past 12 months, Zillow home-value momentum over the past 3 months, the median days homes spend on the market from Realtor.com, and the share of listings with a price cut, also from Realtor.com. Rising values and faster sales push the score up, while slow sales and frequent price cuts pull it down. The scale is calibrated so 50 equals the state average, meaning a score above 50 predicts the market will outperform its state over the next three years and a score below 50 predicts underperformance. PropertyIQ computes the score across every US market nationally, then recenters it against each state, so 84 places Cambridge, OH above its state benchmark.
Are home prices in Cambridge, OH rising or falling?
Home prices in Cambridge, OH are rising. Over the past year, the median home value increased 8.6%, reaching $169K. Over the latest three months, values moved up 2.0%, a sign near-term demand remains firm. PropertyIQ derives these figures from Zillow's home-value index, which tracks the typical value across the market rather than only the homes that happened to sell, giving a steadier read than a raw median sale price. Both the 12-month and 3-month momentum readings feed directly into the PropertyIQ Score, so this price trend is one of the core signals behind Cambridge, OH's current score. Keep in mind that appreciation can vary widely by neighborhood and price tier across the metro area, so treat these figures as the market-wide baseline rather than a guarantee for any single property.
How quickly do homes sell in Cambridge, OH?
In Cambridge, OH, homes sell in a median of 57 days from listing to pending sale, based on Realtor.com market data. Median days on market is one of the clearest real-time reads on local demand: when homes move quickly, buyers are competing and sellers hold the advantage, while lengthening timelines signal cooling interest and more room to negotiate. Alongside sale speed, about 17% of active listings here have taken at least one price cut — a complementary demand gauge, since a rising share of reductions often precedes slower sales and softer prices. Both median days on market and the price-cut share feed directly into the PropertyIQ Score, where faster sales and fewer cuts push the score higher. As a general guide, medians under about 30 days indicate a brisk, competitive market, while medians well beyond 60 days point to buyers regaining leverage. Actual time on market still varies by price band, property type, and season, so treat the median as a market-wide baseline.
How current is this metro area data?
This Cambridge, OH market data is refreshed on a monthly cycle, with the latest figures current through July 2026. PropertyIQ ingests fresh data every month from a range of authoritative sources: home values and rents from Zillow, days on market and price-cut activity from Realtor.com, additional housing signals from Redfin, demographic and housing-stock data from the U.S. Census Bureau, mortgage and macroeconomic series from FRED, and employment figures from the Bureau of Labor Statistics and the Bureau of Economic Analysis. The PropertyIQ Score itself is recomputed every month once the new source data lands, so the score and its four underlying inputs always reflect the most recent complete reporting period rather than a static snapshot. Because official housing data is typically released with a short lag, the current-through date usually trails the present by a few weeks, which is normal across the industry and not a sign the data is out of date.