Jacksonville, NC Housing Market
AI-powered market intelligence for the Jacksonville, NC metro area.
PropertyIQ Scores
Jacksonville, NC Market Analysis
Market Overview
Jacksonville, NC’s PropertyIQ score of 54 out of 100 positions the market as moderate, with a mix of supportive and cooling signals. The score’s top drivers include a 12-month home value momentum of 5.62%, a 3-month home value momentum of -0.05%, a median days on market of 62 days, and an 18.1% share of listings with a price cut. Together, these metrics suggest a market that has posted annual price momentum but is now seeing near-flat short-term movement and a sales pace that gives buyers some breathing room.
Compared with state benchmarks, Jacksonville is relatively affordable at the sales price level but less so on rental and economic measures. The median home value is $293,695, below the state average of $338,359. However, the rent index is $1,581, notably above the state average of $1,162. The unemployment rate of 4.4% is higher than the state’s 3.6%, and median household income of $64,568 trails the state’s $69,904. This combination points to a market where home prices are lower than the state norm, but rent costs and economic conditions are less favorable than the broader state picture.
Key Trends
One trend is the flattening of price momentum. The 12-month home value momentum of 5.62% shows that values have risen over the past year, but the 3-month momentum of -0.05% and a reported year-over-year home value change of $-0 indicate that recent price growth has stalled. With a median home value of $293,695, Jacksonville remains below the state’s $338,359 median, which may reflect that cooling after prior appreciation.
A second trend is stronger rental pricing relative to the state. The rent index of $1,581 is well above the state average of $1,162, even though home values are lower than the state median. This divergence suggests that rental demand or rental supply conditions in Jacksonville are keeping rents elevated relative to purchase prices, which may be relevant for both renters and income-focused investors.
A third trend is a moderately paced sales environment. There are 1,124 homes for sale, and the median days on market is 62 days. The share of listings with a price cut is 18.1%, meaning nearly one in five listings has reduced its asking price. These figures point to a market that is not extremely competitive; buyers may encounter more selection and some negotiating room than in a fast-moving seller’s market.
A fourth trend is economic softness relative to the state. The unemployment rate is 4.4%, above the state average of 3.6%, and median household income is $64,568, below the state average of $69,904. While the lower median home value may help with affordability, lower income and higher unemployment can temper purchasing power. Population growth data is not available, so the demand picture from population change cannot be assessed.
Who Is This Market For
This market may suit first-time buyers and budget-conscious owner-occupants because the median home value of $293,695 is below the state average of $338,359, and the 62-day median time on market suggests buyers do not face extreme urgency. However, the median household income of $64,568 and unemployment rate of 4.4% mean qualification may still be a hurdle for some local buyers. Renters may find ownership appealing because the rent index of $1,581 is significantly above the state average of $1,162, but this also means rental affordability is relatively weak.
Real estate investors may see potential in Jacksonville based on the rent index relative to the median home value. A lower purchase price paired with a rent index above the state benchmark could support rental income, though the provided data does not include property-level expenses or vacancy rates. The 18.1% share of listings with a price cut and 62 days on market may also give investors and owner-occupants room to negotiate. Move-up buyers may be less clearly served by this data, as recent price momentum is flat and economic indicators are softer than the state, but the lower median home value could still be attractive.
Outlook
The near-term outlook is grounded in mixed signals from the provided data. The 12-month home value momentum of 5.62% shows that the market has appreciated over the past year, but the 3-month momentum of -0.05% and the year-over-year home value change of $-0 suggest that price growth is currently flat. With 1,124 homes for sale, a median of 62 days on market, and 18.1% of listings with a price cut, conditions appear more favorable to buyers than to sellers in the near term. The rent index of $1,581 may continue to support rental demand, but the unemployment rate of 4.4% and median household income of $64,568 are weaker than state benchmarks, which could limit upward price pressure. Population growth is not available, so no population-driven demand can be assumed. Overall, the data support a stable-to-cooling market unless short-term price momentum strengthens.
AI-generated analysis based on current market data. Last updated August 21, 2026.
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Jacksonville, NC market data
Jacksonville, NC Housing Market Overview
Jacksonville, NC's median home value is $294K, up 5.6% over the past year. Homes here sell in a median 62 days. Its PropertyIQ Score of 54 sits right around the state average of 50.
PropertyIQ tracks the Jacksonville, NC housing market through two complementary lenses: price momentum from Zillow home-value trends over 3 and 12 months, and demand pressure from how quickly homes sell and how often sellers cut prices, drawn from Realtor.com. The PropertyIQ Score distills these into one number that predicts how this NC market is set to perform against its state benchmark.
The South Atlantic region continues to attract domestic migration with its combination of job growth, favorable tax environments, and year-round climate. Markets range from rapidly appreciating tech corridors to established retirement destinations with strong rental demand. Within the South Atlantic, Jacksonville, NC's PropertyIQ Score of 54 tracks near the South Atlantic norm.
North Carolina's Research Triangle and Charlotte financial corridor drive two distinct housing economies, with university and healthcare employment providing stability across smaller metro areas.
Each month, PropertyIQ updates its score for Jacksonville, NC using four inputs: Zillow ZHVI twelve-month and three-month momentum, Realtor.com median days on market, and the Realtor.com share of listings with price cuts. These four signals are combined into a single 1 to 99 score computed across all metro markets and calibrated so 50 represents the state average, making it a direct read of how this market is positioned to perform relative to its state. Momentum here has been positive, with home values up 5.6% over the past year.
Use PropertyIQ's interactive analytics to compare Jacksonville, NC against any other US metro on its PropertyIQ Score and underlying metrics. Generate a free AI market report, explore historical trends on the graphs page, or see how this market ranks on the scores dashboard.
Counties in the Jacksonville, NC metro area
Market data through July 2026. Sourced from Zillow, Realtor.com, Redfin, U.S. Census Bureau, FRED, BLS, and BEA. Per-statistic source and date shown above.
Frequently Asked Questions
Is Jacksonville, NC a good place to buy real estate in 2026?
PropertyIQ doesn't label markets simply good or bad. Instead, the PropertyIQ Score measures a market's demand momentum against its own state, where 50 marks the state average. Jacksonville, NC currently scores 54, a steady-momentum reading that leaves it tracking close to its state average. For buyers, a balanced market means neither side holds a decisive edge, giving you time to shop carefully without racing the clock. Backing that up, the median home value here is $294K, up 5.6% over the past year. So whether Jacksonville, NC is right for you comes down to your goals: a rising-momentum market can favor long-term appreciation but offers less room to negotiate, while a cooling one hands buyers more leverage. Treat the score as a timing signal to weigh alongside your budget, holding period, and plans for the property, not a verdict on the market's quality.
What is the PropertyIQ Score for Jacksonville, NC?
Jacksonville, NC's PropertyIQ Score is 54, indicating steady momentum on a 1-to-99 scale. The score distills four transparent inputs into a single number: Zillow home-value momentum over the past 12 months, Zillow home-value momentum over the past 3 months, the median days homes spend on the market from Realtor.com, and the share of listings with a price cut, also from Realtor.com. Rising values and faster sales push the score up, while slow sales and frequent price cuts pull it down. The scale is calibrated so 50 equals the state average, meaning a score above 50 predicts the market will outperform its state over the next three years and a score below 50 predicts underperformance. PropertyIQ computes the score across every US market nationally, then recenters it against each state, so 54 places Jacksonville, NC above its state benchmark.
Are home prices in Jacksonville, NC rising or falling?
Home prices in Jacksonville, NC are rising. Over the past year, the median home value increased 5.6%, reaching $294K. Over the latest three months, values slipped 0.1%, a sign near-term demand is softening. PropertyIQ derives these figures from Zillow's home-value index, which tracks the typical value across the market rather than only the homes that happened to sell, giving a steadier read than a raw median sale price. Both the 12-month and 3-month momentum readings feed directly into the PropertyIQ Score, so this price trend is one of the core signals behind Jacksonville, NC's current score. Keep in mind that appreciation can vary widely by neighborhood and price tier across the metro area, so treat these figures as the market-wide baseline rather than a guarantee for any single property.
How quickly do homes sell in Jacksonville, NC?
In Jacksonville, NC, homes sell in a median of 62 days from listing to pending sale, based on Realtor.com market data. Median days on market is one of the clearest real-time reads on local demand: when homes move quickly, buyers are competing and sellers hold the advantage, while lengthening timelines signal cooling interest and more room to negotiate. Alongside sale speed, about 18% of active listings here have taken at least one price cut — a complementary demand gauge, since a rising share of reductions often precedes slower sales and softer prices. Both median days on market and the price-cut share feed directly into the PropertyIQ Score, where faster sales and fewer cuts push the score higher. As a general guide, medians under about 30 days indicate a brisk, competitive market, while medians well beyond 60 days point to buyers regaining leverage. Actual time on market still varies by price band, property type, and season, so treat the median as a market-wide baseline.
How current is this metro area data?
This Jacksonville, NC market data is refreshed on a monthly cycle, with the latest figures current through July 2026. PropertyIQ ingests fresh data every month from a range of authoritative sources: home values and rents from Zillow, days on market and price-cut activity from Realtor.com, additional housing signals from Redfin, demographic and housing-stock data from the U.S. Census Bureau, mortgage and macroeconomic series from FRED, and employment figures from the Bureau of Labor Statistics and the Bureau of Economic Analysis. The PropertyIQ Score itself is recomputed every month once the new source data lands, so the score and its four underlying inputs always reflect the most recent complete reporting period rather than a static snapshot. Because official housing data is typically released with a short lag, the current-through date usually trails the present by a few weeks, which is normal across the industry and not a sign the data is out of date.