Plattsburgh, NY Housing Market
AI-powered market intelligence for the Plattsburgh, NY metro area.
PropertyIQ Scores
Plattsburgh, NY Market Analysis
Market Overview
Plattsburgh’s PropertyIQ Score of 58 out of 100 places it in moderate territory. The score is driven by a 12-month home value momentum of 11.38%, a much slower 3-month home value momentum of 0.10%, median days on market of 55 days, and a 27.1% share of listings with a price cut. These drivers describe a market that has gained value over the past year but is now showing a flatter near-term trend. The median home value is $231,970, compared with a New York state average of $526,714. The rent index is $1,275, below the state average of $1,576, and median household income is $69,208, below the state average of $84,578. Unemployment is 4.4%, matching the state average.
With 201 homes for sale and a median of 55 days on market, the market does not appear severely supply-constrained. The price-cut share of 27.1% indicates that more than one in four listings has reduced its asking price, which often signals buyer leverage or seller adjustment. These conditions support the moderate 58/100 score: the market is not weak, but it is also not showing the rapid turnover or price pressure that would push it into strong territory.
Key Trends
The first trend is a sharp slowdown in home value momentum. The 12-month home value momentum is 11.38%, while the 3-month home value momentum is only 0.10%. The listed home value year-over-year change is $2. The gap between the 12-month and 3-month momentum figures indicates that price growth has cooled recently.
The second trend is a large affordability gap compared with the state. The median home value in Plattsburgh is $231,970, well under the state average of $526,714. The median home value is about 3.4 times median household income of $69,208, while the state average home value is about 6.2 times the state median household income of $84,578. The rent index of $1,275 is also lower than the state average of $1,576, meaning housing costs are below statewide levels.
The third trend is a buyer-friendly listing environment. There are 201 homes for sale, median days on market is 55 days, and 27.1% of listings have a price cut. These figures point to moderate inventory and enough time on market for buyers to compare options, while sellers may need to adjust pricing to close transactions.
The fourth trend is steady labor market alignment. The unemployment rate in Plattsburgh is 4.4%, equal to the New York state average. That is a stabilizing factor even though local median household income is below the statewide figure. Population growth data is not available, so demographic-driven demand trends cannot be measured from the provided data.
Who Is This Market For
This market is likely to appeal to first-time buyers. A median home value of $231,970 is far below the state average of $526,714, and the local median household income of $69,208 makes the price-to-income ratio much more approachable than the statewide comparison. Buyers who are priced out of higher-cost New York markets may see Plattsburgh as a lower-cost entry point. The 55-day median time on market and 27.1% share of listings with a price cut also give first-time buyers more room to negotiate and inspect options.
Investors may also find the market suitable. The rent index of $1,275 is below the state average of $1,576, but the median home value of $231,970 is also much lower than the state average, which can support a more favorable rent-to-value relationship than higher-priced areas. With 201 homes for sale and moderate days on market, investors have inventory to evaluate without extreme competition. Move-up buyers may benefit from price reductions and selection, but the moderate score and slower 3-month momentum suggest this is not a strong seller’s market. Missing population growth data makes it harder to identify demand from new residents.
Outlook
Plattsburgh’s near-term outlook appears stable to moderately cooling. The 12-month home value momentum of 11.38% shows that the market gained value over the past year, but the 3-month momentum of 0.10% indicates that price growth has slowed sharply. Days on market at 55 and a price-cut share of 27.1% suggest sellers may need to remain flexible on pricing. The unemployment rate of 4.4%, matching the state average, provides economic stability, and the median home value of $231,970 remains far below the state average of $526,714, which could continue to attract affordability-conscious buyers. However, the listed home value year-over-year change of $2 and the lack of population growth data limit the case for strong near-term price acceleration. Based strictly on the available numbers, the market is positioned for moderate conditions rather than rapid appreciation.
AI-generated analysis based on current market data. Last updated September 26, 2026.
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Plattsburgh, NY market data
Plattsburgh, NY Housing Market Overview
Plattsburgh, NY's median home value is $232K, up 11.4% over the past year. Homes here sell in a median 55 days. Its PropertyIQ Score of 58 sits right around the state average of 50.
The Plattsburgh, NY metro area is one of 900+ US metropolitan markets that PropertyIQ scores each month. A single PropertyIQ Score blends Zillow price momentum with Realtor.com market-flow signals to estimate 3-year excess appreciation versus the market's state — showing not just where prices stand today, but how the market is positioned relative to its peers.
The Mid-Atlantic corridor benefits from proximity to major financial centers and government institutions. Housing markets in this region balance urban density with suburban expansion, creating varied opportunities from walkable city neighborhoods to rapidly growing exurbs. Within the Mid-Atlantic, Plattsburgh, NY's PropertyIQ Score of 58 tracks near the Mid-Atlantic norm.
New York's housing landscape spans from the nation's most expensive urban neighborhoods to affordable upstate markets with university-driven stability. The post-pandemic remote work shift has redistributed demand across the state.
Each month, PropertyIQ updates its score for Plattsburgh, NY using four inputs: Zillow ZHVI twelve-month and three-month momentum, Realtor.com median days on market, and the Realtor.com share of listings with price cuts. These four signals are combined into a single 1 to 99 score computed across all metro markets and calibrated so 50 represents the state average, making it a direct read of how this market is positioned to perform relative to its state. Momentum here has been positive, with home values up 11.4% over the past year.
Explore the interactive map to see how Plattsburgh, NY compares to neighboring metros, or view the full market dashboard for detailed analytics including time-series trends, score breakdowns, and AI-generated market reports.
Counties in the Plattsburgh, NY metro area
ZIP codes in the Plattsburgh, NY metro area
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Market data through August 2026. Sourced from Zillow, Realtor.com, Redfin, U.S. Census Bureau, FRED, BLS, and BEA. Per-statistic source and date shown above.
Frequently Asked Questions
Is Plattsburgh, NY a good place to buy real estate in 2026?
PropertyIQ doesn't label markets simply good or bad. Instead, the PropertyIQ Score measures a market's demand momentum against its own state, where 50 marks the state average. Plattsburgh, NY currently scores 58, a steady-momentum reading that leaves it tracking close to its state average. For buyers, a balanced market means neither side holds a decisive edge, giving you time to shop carefully without racing the clock. Backing that up, the median home value here is $232K, up 11.4% over the past year. So whether Plattsburgh, NY is right for you comes down to your goals: a rising-momentum market can favor long-term appreciation but offers less room to negotiate, while a cooling one hands buyers more leverage. Treat the score as a timing signal to weigh alongside your budget, holding period, and plans for the property, not a verdict on the market's quality.
What is the PropertyIQ Score for Plattsburgh, NY?
Plattsburgh, NY's PropertyIQ Score is 58, indicating steady momentum on a 1-to-99 scale. The score distills four transparent inputs into a single number: Zillow home-value momentum over the past 12 months, Zillow home-value momentum over the past 3 months, the median days homes spend on the market from Realtor.com, and the share of listings with a price cut, also from Realtor.com. Rising values and faster sales push the score up, while slow sales and frequent price cuts pull it down. The scale is calibrated so 50 equals the state average, meaning a score above 50 predicts the market will outperform its state over the next three years and a score below 50 predicts underperformance. PropertyIQ computes the score across every US market nationally, then recenters it against each state, so 58 places Plattsburgh, NY above its state benchmark.
Are home prices in Plattsburgh, NY rising or falling?
Home prices in Plattsburgh, NY are rising. Over the past year, the median home value increased 11.4%, reaching $232K. Over the latest three months, values moved up 0.1%, a sign near-term demand remains firm. PropertyIQ derives these figures from Zillow's home-value index, which tracks the typical value across the market rather than only the homes that happened to sell, giving a steadier read than a raw median sale price. Both the 12-month and 3-month momentum readings feed directly into the PropertyIQ Score, so this price trend is one of the core signals behind Plattsburgh, NY's current score. Keep in mind that appreciation can vary widely by neighborhood and price tier across the metro area, so treat these figures as the market-wide baseline rather than a guarantee for any single property.
How quickly do homes sell in Plattsburgh, NY?
In Plattsburgh, NY, homes sell in a median of 55 days from listing to pending sale, based on Realtor.com market data. Median days on market is one of the clearest real-time reads on local demand: when homes move quickly, buyers are competing and sellers hold the advantage, while lengthening timelines signal cooling interest and more room to negotiate. Alongside sale speed, about 27% of active listings here have taken at least one price cut — a complementary demand gauge, since a rising share of reductions often precedes slower sales and softer prices. Both median days on market and the price-cut share feed directly into the PropertyIQ Score, where faster sales and fewer cuts push the score higher. As a general guide, medians under about 30 days indicate a brisk, competitive market, while medians well beyond 60 days point to buyers regaining leverage. Actual time on market still varies by price band, property type, and season, so treat the median as a market-wide baseline.
How current is this metro area data?
This Plattsburgh, NY market data is refreshed on a monthly cycle, with the latest figures current through August 2026. PropertyIQ ingests fresh data every month from a range of authoritative sources: home values and rents from Zillow, days on market and price-cut activity from Realtor.com, additional housing signals from Redfin, demographic and housing-stock data from the U.S. Census Bureau, mortgage and macroeconomic series from FRED, and employment figures from the Bureau of Labor Statistics and the Bureau of Economic Analysis. The PropertyIQ Score itself is recomputed every month once the new source data lands, so the score and its four underlying inputs always reflect the most recent complete reporting period rather than a static snapshot. Because official housing data is typically released with a short lag, the current-through date usually trails the present by a few weeks, which is normal across the industry and not a sign the data is out of date.