Tupelo, MS Housing Market
AI-powered market intelligence for the Tupelo, MS metro area.
PropertyIQ Scores
Tupelo, MS Market Analysis
Market Overview
Tupelo’s PropertyIQ Score of 75 out of 100 places it in a moderate-to-strong position. The median home value is $196,764, nearly identical to the Mississippi average of $197,606. The local median household income is $63,170, above the state average of $56,447, and the unemployment rate matches the state at 3.6%. This suggests Tupelo’s home prices are in line with the state while its income base is slightly stronger.
The rental picture stands out. Tupelo’s rent index is $1,260, compared with the state average of $954, a substantial premium even though local home values are not meaningfully above the state norm. The market’s 12-month home value momentum is 12.45%, but the 3-month momentum is only 0.54%, indicating price growth has cooled recently. The provided year-over-year home value figure is listed as $0 and is therefore not usable for annual comparison.
With 385 homes for sale, a median days-on-market of 78 days, and 16.8% of listings with a price cut, Tupelo shows a balanced market that requires realistic pricing. The 75/100 score captures this mix of solid demand fundamentals and cooling near-term momentum: not weak, but not overheated.
Key Trends
First, price momentum has cooled. The 12-month home value momentum of 12.45% shows meaningful appreciation over the past year, but the 3-month momentum of 0.54% suggests flattening. The year-over-year home value metric is reported as $0, so the momentum figures are the clearest price signals.
Second, rental demand appears strong relative to home prices. Tupelo’s rent index of $1,260 is well above the state average of $954. The median home value is $196,764, essentially matching the state average of $197,606. That means rents are elevated even though home values are not, a notable trend for rental investors.
Third, the sales pace points to a patient, balanced market. Median days on market is 78 days, and 16.8% of listings have had a price cut. With 385 homes for sale, buyers have options, while sellers may need to price carefully.
Fourth, affordability compares favorably. The median home value of $196,764 is nearly identical to the state average of $197,606, while the median household income of $63,170 is above the state average of $56,447. With home values near the state norm and incomes above it, the market appears relatively accessible.
Who Is This Market For
Tupelo is likely to appeal to first-time homebuyers and owner-occupants. The median home value of $196,764 is almost identical to the state average, while the median household income of $63,170 is well above the state average of $56,447. That combination can make homeownership more attainable for local buyers. With median days on market at 78 and 16.8% of listings showing price cuts, buyers may have room to negotiate.
The rental premium also makes Tupelo relevant for buy-and-hold rental investors. The rent index of $1,260 is far above the state average of $954, while the median home value remains near $196,764. That may create an attractive rent-to-price relationship for investors seeking cash flow. However, the 3-month home value momentum of 0.54% and the 78-day median marketing time suggest that short-term flippers and speculators may face slower turnover. Move-up buyers with equity from the 12-month momentum of 12.45% may also find opportunities, but they should plan for longer selling timelines.
Outlook
Tupelo’s near-term outlook appears stable but measured. The 12-month home value momentum of 12.45% shows appreciation over the past year, but the 3-month momentum of 0.54% points to flattening price growth. A median days-on-market of 78 days and a price-cut share of 16.8% suggest that sellers will likely need to remain realistic on pricing, and buyers may continue to have some negotiating power. The rental side is a relative bright spot, with the rent index of $1,260 running well above the state average of $954, which could keep investor interest steady. Local economic fundamentals are supportive: the unemployment rate of 3.6% matches the state average, and the median household income of $63,170 is above the state average of $56,447. The reported year-over-year home value metric of $0 and the absence of population growth data make the longer-term demand picture harder to assess, but the available indicators point to a moderate market with stable income, cooling price momentum, and above-state rental strength.
AI-generated analysis based on current market data. Last updated September 30, 2026.
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Tupelo, MS market data
Tupelo, MS Housing Market Overview
Tupelo, MS's median home value is $197K, up 12.4% over the past year. Homes here sell in a median 78 days. Its PropertyIQ Score of 75 sits well above the state average of 50, marking a market positioned to outperform its state over the next three years.
Whether you're considering buying a home, investing in rental property, or weighing entry timing in the Tupelo, MS area, the PropertyIQ Score gives you a single, data-first read on relative market strength. It is validated against actual market outcomes from 2001 to 2023, with a positive score-to-return relationship in every validated year across MS and every other US state.
Southeastern markets benefit from manufacturing investment, logistics infrastructure, and relative affordability compared to national averages. The region's population growth — driven by both domestic migration and natural increase — supports sustained housing demand across metro and suburban areas. Within the Southeast, Tupelo, MS's PropertyIQ Score of 75 ranks among the Southeast's stronger demand signals.
Each month, PropertyIQ updates its score for Tupelo, MS using four inputs: Zillow ZHVI twelve-month and three-month momentum, Realtor.com median days on market, and the Realtor.com share of listings with price cuts. These four signals are combined into a single 1 to 99 score computed across all metro markets and calibrated so 50 represents the state average, making it a direct read of how this market is positioned to perform relative to its state. Momentum here has been positive, with home values up 12.4% over the past year.
View Tupelo, MS's complete market profile including historical price trends, score history, and AI-generated analysis. Compare this market against any other US metro to find the best opportunities for your investment strategy.
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ZIP codes in the Tupelo, MS metro area
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Market data through August 2026. Sourced from Zillow, Realtor.com, Redfin, U.S. Census Bureau, FRED, BLS, and BEA. Per-statistic source and date shown above.
Frequently Asked Questions
Is Tupelo, MS a good place to buy real estate in 2026?
PropertyIQ doesn't label markets simply good or bad. Instead, the PropertyIQ Score measures a market's demand momentum against its own state, where 50 marks the state average. Tupelo, MS currently scores 75, a rising-momentum reading that leaves it positioned to outperform its state over the next three years. For buyers, strengthening demand usually means rising competition and firmer prices, so waiting can cost you negotiating room. Backing that up, the median home value here is $197K, up 12.4% over the past year. So whether Tupelo, MS is right for you comes down to your goals: a rising-momentum market can favor long-term appreciation but offers less room to negotiate, while a cooling one hands buyers more leverage. Treat the score as a timing signal to weigh alongside your budget, holding period, and plans for the property, not a verdict on the market's quality.
What is the PropertyIQ Score for Tupelo, MS?
Tupelo, MS's PropertyIQ Score is 75, indicating rising momentum on a 1-to-99 scale. The score distills four transparent inputs into a single number: Zillow home-value momentum over the past 12 months, Zillow home-value momentum over the past 3 months, the median days homes spend on the market from Realtor.com, and the share of listings with a price cut, also from Realtor.com. Rising values and faster sales push the score up, while slow sales and frequent price cuts pull it down. The scale is calibrated so 50 equals the state average, meaning a score above 50 predicts the market will outperform its state over the next three years and a score below 50 predicts underperformance. PropertyIQ computes the score across every US market nationally, then recenters it against each state, so 75 places Tupelo, MS above its state benchmark.
Are home prices in Tupelo, MS rising or falling?
Home prices in Tupelo, MS are rising. Over the past year, the median home value increased 12.4%, reaching $197K. Over the latest three months, values moved up 0.5%, a sign near-term demand remains firm. PropertyIQ derives these figures from Zillow's home-value index, which tracks the typical value across the market rather than only the homes that happened to sell, giving a steadier read than a raw median sale price. Both the 12-month and 3-month momentum readings feed directly into the PropertyIQ Score, so this price trend is one of the core signals behind Tupelo, MS's current score. Keep in mind that appreciation can vary widely by neighborhood and price tier across the metro area, so treat these figures as the market-wide baseline rather than a guarantee for any single property.
How quickly do homes sell in Tupelo, MS?
In Tupelo, MS, homes sell in a median of 78 days from listing to pending sale, based on Realtor.com market data. Median days on market is one of the clearest real-time reads on local demand: when homes move quickly, buyers are competing and sellers hold the advantage, while lengthening timelines signal cooling interest and more room to negotiate. Alongside sale speed, about 17% of active listings here have taken at least one price cut — a complementary demand gauge, since a rising share of reductions often precedes slower sales and softer prices. Both median days on market and the price-cut share feed directly into the PropertyIQ Score, where faster sales and fewer cuts push the score higher. As a general guide, medians under about 30 days indicate a brisk, competitive market, while medians well beyond 60 days point to buyers regaining leverage. Actual time on market still varies by price band, property type, and season, so treat the median as a market-wide baseline.
How current is this metro area data?
This Tupelo, MS market data is refreshed on a monthly cycle, with the latest figures current through August 2026. PropertyIQ ingests fresh data every month from a range of authoritative sources: home values and rents from Zillow, days on market and price-cut activity from Realtor.com, additional housing signals from Redfin, demographic and housing-stock data from the U.S. Census Bureau, mortgage and macroeconomic series from FRED, and employment figures from the Bureau of Labor Statistics and the Bureau of Economic Analysis. The PropertyIQ Score itself is recomputed every month once the new source data lands, so the score and its four underlying inputs always reflect the most recent complete reporting period rather than a static snapshot. Because official housing data is typically released with a short lag, the current-through date usually trails the present by a few weeks, which is normal across the industry and not a sign the data is out of date.