10989, Valley Cottage, NY Housing Market

ZIP code 10989's median home value is $644K, up 3.1% over the past year. Homes here sell in a median 29 days. Its PropertyIQ Score of 56 sits right around the state average of 50.

Understanding the housing market in ZIP code 10989 requires hyperlocal data that metro and county analyses simply cannot provide. PropertyIQ's demand signal scoring — validated across more than two decades of housing data (2001–2023) — extends to ZIP-code granularity for 10989, Valley Cottage, NY, giving investors and agents a competitive edge in NY's most specific market segments.

Mid-Atlantic ZIP codes range from dense urban blocks to suburban cul-de-sacs, each with distinct demand dynamics. PropertyIQ's ZIP-level scores help investors and agents identify which specific neighborhoods within metro areas offer the strongest demand-to-supply ratios and near-term appreciation potential. Within the Mid-Atlantic, ZIP code 10989's PropertyIQ Score of 56 tracks near the Mid-Atlantic norm.

The PropertyIQ Score for 10989, Valley Cottage, NY is built from four inputs measured at the ZIP-code level: Zillow home-value momentum over twelve months, Zillow home-value momentum over three months, the median days listings spend on the market (Realtor.com), and the share of listings with a price cut (Realtor.com). The score runs on a 1 to 99 scale computed across all ZIP codes nationally and calibrated so 50 equals the state average, so a score above 50 points to a micro-market positioned to outperform its state.

View 10989, Valley Cottage, NY's PropertyIQ Score and compare it against other ZIP codes in the state. Generate a free AI market report for this ZIP code or explore historical trends on the interactive map to understand how this micro-market has evolved.