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12032, Caroga Lake, NY Housing Market

Hyperlocal market intelligence for ZIP code 12032 in NY. Located in Fulton County, NY. Part of the Gloversville, NY metro area.

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12032, Caroga Lake, NY market data

PropertyIQ Score 99A+
Median Price
$255K
Rent (ZORI)
$1K
Median DOM
33 days
YoY
+22.5%
What drives the score
Home value YoY: +22.5%3-mo momentum: +11.5%Days on market: 33 daysPrice-reduced share: 0.0%
Data through Jun 2026 · Source: Zillow, hud_fmr, Realtor.com

12032, Caroga Lake, NY Housing Market Overview

ZIP code 12032's median home value is $255K, up 22.5% over the past year. Homes here sell in a median 33 days. Its PropertyIQ Score of 99 sits well above the state average of 50, marking a market positioned to outperform its state over the next three years.

Understanding the housing market in ZIP code 12032 requires hyperlocal data that metro and county analyses simply cannot provide. PropertyIQ's demand signal scoring — validated across more than two decades of housing data (2001–2023) — extends to ZIP-code granularity for 12032, Caroga Lake, NY, giving investors and agents a competitive edge in NY's most specific market segments.

Mid-Atlantic ZIP codes range from dense urban blocks to suburban cul-de-sacs, each with distinct demand dynamics. PropertyIQ's ZIP-level scores help investors and agents identify which specific neighborhoods within metro areas offer the strongest demand-to-supply ratios and near-term appreciation potential. Within the Mid-Atlantic, ZIP code 12032's PropertyIQ Score of 99 ranks among the Mid-Atlantic's stronger demand signals.

The PropertyIQ Score for 12032, Caroga Lake, NY is built from four inputs measured at the ZIP-code level: Zillow home-value momentum over twelve months, Zillow home-value momentum over three months, the median days listings spend on the market (Realtor.com), and the share of listings with a price cut (Realtor.com). The score runs on a 1 to 99 scale computed across all ZIP codes nationally and calibrated so 50 equals the state average, so a score above 50 points to a micro-market positioned to outperform its state.

Explore 12032, Caroga Lake, NY's full market profile including ZIP-level score trends, home value data, and comparisons with neighboring ZIP codes. Use the interactive map to visualize demand signals across the area and identify hyperlocal investment opportunities.

12032, Caroga Lake, NY is located in Fulton County, NY.

This ZIP code is part of the Gloversville, NY metro area.

Market data through June 2026. Sourced from Zillow, Realtor.com, Redfin, U.S. Census Bureau, FRED, BLS, and BEA. Per-statistic source and date shown above.