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48649, Oakley, MI Housing Market

Hyperlocal market intelligence for ZIP code 48649 in MI. Located in Saginaw County, MI. Part of the Saginaw, MI metro area.

PropertyIQ Score

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48649, Oakley, MI market data

PropertyIQ Score 87B+
Median Price
$192K
Rent (ZORI)
$1K
Median DOM
40 days
YoY
+13.6%
What drives the score
Home value YoY: +13.6%3-mo momentum: +1.6%Days on market: 40 daysPrice-reduced share: 0.0%
Data through Jun 2026 · Source: Zillow, hud_fmr, Realtor.com

48649, Oakley, MI Housing Market Overview

ZIP code 48649's median home value is $192K, up 13.6% over the past year. Homes here sell in a median 40 days. Its PropertyIQ Score of 87 sits well above the state average of 50, marking a market positioned to outperform its state over the next three years.

PropertyIQ provides ZIP-code-level market intelligence for 48649, Oakley, MI — going deeper than metro or county averages to reveal neighborhood-specific demand dynamics. By tracking Zillow home-value momentum alongside Realtor.com market-flow signals — median days on market and the share of listings with price cuts — specifically within ZIP code 48649, PropertyIQ predicts which micro-markets within MI are positioned to outperform.

Midwestern ZIP codes frequently offer entry prices far below national medians, but performance varies dramatically even within the same city. PropertyIQ scores individual ZIP codes to identify which neighborhoods show the demand signals — fast sales, rising price momentum, few price cuts — that predict near-term appreciation. Within the Midwest, ZIP code 48649's PropertyIQ Score of 87 ranks among the Midwest's stronger demand signals.

The PropertyIQ Score for 48649, Oakley, MI is built from four inputs measured at the ZIP-code level: Zillow home-value momentum over twelve months, Zillow home-value momentum over three months, the median days listings spend on the market (Realtor.com), and the share of listings with a price cut (Realtor.com). The score runs on a 1 to 99 scale computed across all ZIP codes nationally and calibrated so 50 equals the state average, so a score above 50 points to a micro-market positioned to outperform its state.

Use PropertyIQ's analytics tools to evaluate 48649, Oakley, MI alongside other ZIP codes and investment opportunities. The interactive map, ZIP-level rankings, and AI-generated reports provide the hyperlocal market intelligence that separates informed decisions from guesswork.

48649, Oakley, MI is located in Saginaw County, MI.

This ZIP code is part of the Saginaw, MI metro area.

Market data through June 2026. Sourced from Zillow, Realtor.com, Redfin, U.S. Census Bureau, FRED, BLS, and BEA. Per-statistic source and date shown above.