65076, Saint Thomas, MO Housing Market
Hyperlocal market intelligence for ZIP code 65076 in MO. Located in Osage County, MO. Part of the Jefferson City, MO metro area.
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65076, Saint Thomas, MO market data
65076, Saint Thomas, MO Housing Market Overview
ZIP code 65076's median home value is $342K, up 17.6% over the past year. Its PropertyIQ Score of 93 sits well above the state average of 50, marking a market positioned to outperform its state over the next three years.
Understanding the housing market in ZIP code 65076 requires hyperlocal data that metro and county analyses simply cannot provide. PropertyIQ's demand signal scoring — validated across more than two decades of housing data (2001–2023) — extends to ZIP-code granularity for 65076, Saint Thomas, MO, giving investors and agents a competitive edge in MO's most specific market segments.
Midwestern ZIP codes frequently offer entry prices far below national medians, but performance varies dramatically even within the same city. PropertyIQ scores individual ZIP codes to identify which neighborhoods show the demand signals — fast sales, rising price momentum, few price cuts — that predict near-term appreciation. Within the Midwest, ZIP code 65076's PropertyIQ Score of 93 ranks among the Midwest's stronger demand signals.
The PropertyIQ Score for 65076, Saint Thomas, MO is built from four inputs measured at the ZIP-code level: Zillow home-value momentum over twelve months, Zillow home-value momentum over three months, the median days listings spend on the market (Realtor.com), and the share of listings with a price cut (Realtor.com). The score runs on a 1 to 99 scale computed across all ZIP codes nationally and calibrated so 50 equals the state average, so a score above 50 points to a micro-market positioned to outperform its state. Momentum here has been positive, with home values up 17.6% over the past year.
Use PropertyIQ's analytics tools to evaluate 65076, Saint Thomas, MO alongside other ZIP codes and investment opportunities. The interactive map, ZIP-level rankings, and AI-generated reports provide the hyperlocal market intelligence that separates informed decisions from guesswork.
65076, Saint Thomas, MO is located in Osage County, MO.
This ZIP code is part of the Jefferson City, MO metro area.
Market data through July 2026. Sourced from Zillow, Realtor.com, Redfin, U.S. Census Bureau, FRED, BLS, and BEA. Per-statistic source and date shown above.
Frequently Asked Questions
Is 65076, Saint Thomas, MO a good place to buy real estate in 2026?
PropertyIQ doesn't label markets simply good or bad. Instead, the PropertyIQ Score measures a market's demand momentum against its own state, where 50 marks the state average. 65076, Saint Thomas, MO currently scores 93, a very strong-momentum reading that leaves it positioned to outperform its state over the next three years. For buyers, strengthening demand usually means rising competition and firmer prices, so waiting can cost you negotiating room. Backing that up, the median home value here is $342K, up 17.6% over the past year. So whether 65076, Saint Thomas, MO is right for you comes down to your goals: a rising-momentum market can favor long-term appreciation but offers less room to negotiate, while a cooling one hands buyers more leverage. Treat the score as a timing signal to weigh alongside your budget, holding period, and plans for the property, not a verdict on the market's quality.
What is the PropertyIQ Score for 65076, Saint Thomas, MO?
65076, Saint Thomas, MO's PropertyIQ Score is 93, indicating very strong momentum on a 1-to-99 scale. The score distills four transparent inputs into a single number: Zillow home-value momentum over the past 12 months, Zillow home-value momentum over the past 3 months, the median days homes spend on the market from Realtor.com, and the share of listings with a price cut, also from Realtor.com. Rising values and faster sales push the score up, while slow sales and frequent price cuts pull it down. The scale is calibrated so 50 equals the state average, meaning a score above 50 predicts the market will outperform its state over the next three years and a score below 50 predicts underperformance. PropertyIQ computes the score across every US market nationally, then recenters it against each state, so 93 places 65076, Saint Thomas, MO above its state benchmark.
Are home prices in 65076, Saint Thomas, MO rising or falling?
Home prices in 65076, Saint Thomas, MO are rising. Over the past year, the median home value increased 17.6%, reaching $342K. Over the latest three months, values moved up 2.3%, a sign near-term demand remains firm. PropertyIQ derives these figures from Zillow's home-value index, which tracks the typical value across the market rather than only the homes that happened to sell, giving a steadier read than a raw median sale price. Both the 12-month and 3-month momentum readings feed directly into the PropertyIQ Score, so this price trend is one of the core signals behind 65076, Saint Thomas, MO's current score. Keep in mind that appreciation can vary widely by neighborhood and price tier across the ZIP code, so treat these figures as the market-wide baseline rather than a guarantee for any single property.
How current is this ZIP code data?
This 65076, Saint Thomas, MO market data is refreshed on a monthly cycle, with the latest figures current through July 2026. PropertyIQ ingests fresh data every month from a range of authoritative sources: home values and rents from Zillow, days on market and price-cut activity from Realtor.com, additional housing signals from Redfin, demographic and housing-stock data from the U.S. Census Bureau, mortgage and macroeconomic series from FRED, and employment figures from the Bureau of Labor Statistics and the Bureau of Economic Analysis. The PropertyIQ Score itself is recomputed every month once the new source data lands, so the score and its four underlying inputs always reflect the most recent complete reporting period rather than a static snapshot. Because official housing data is typically released with a short lag, the current-through date usually trails the present by a few weeks, which is normal across the industry and not a sign the data is out of date.