95628, Fair Oaks, CA Housing Market

ZIP code 95628's median home value is $622K, up 1.3% over the past year. Homes here sell in a median 39 days. Its PropertyIQ Score of 21 sits below the state average of 50, marking a market positioned to lag its state over the next three years.

The 95628, Fair Oaks, CA housing market operates at a level of granularity that broader geographic analyses miss entirely. PropertyIQ's ZIP-level scoring for 95628 captures neighborhood-specific demand patterns within CA, revealing micro-market trends that metro and county data average away. This hyperlocal intelligence is critical for making precise investment and homebuying decisions.

Pacific Coast ZIP codes feature extreme price variation from coastal enclaves to inland communities, often within the same city. PropertyIQ scores at the ZIP level reveal neighborhood-specific opportunities that are completely masked when analyzing broader metro or county areas. Within the Pacific, ZIP code 95628's PropertyIQ Score of 21 runs below the Pacific norm.

For 95628, Fair Oaks, CA, PropertyIQ updates a hyperlocal score each month from four signals: twelve-month and three-month Zillow home-value momentum, Realtor.com median days on market, and the Realtor.com share of price-reduced listings. The score is computed across all ZIP codes nationally and calibrated so 50 equals the state average, so a value above 50 means this ZIP's demand dynamics read stronger than its state. ZIP-level analysis captures neighborhood variation that county and metro scores smooth over.

View 95628, Fair Oaks, CA's PropertyIQ Score and compare it against other ZIP codes in the state. Generate a free AI market report for this ZIP code or explore historical trends on the interactive map to understand how this micro-market has evolved.