Camden, AR Housing Market

Market Overview

Camden, AR’s PropertyIQ Score of 86 out of 100 places it in strong territory relative to many markets. The score is supported by solid home value momentum: 10.23% over the past 12 months and 2.27% over the past three months. It also reflects a median days-on-market figure of 101 days and a price-cut share of 8.0% among listings. With a median home value of $111,901, Camden sits well below the Arkansas state average of $227,264, while its $764 rent index is below the state benchmark of $947. The local unemployment rate is 4%, matching the state average, and median household income is $51,429, compared with $60,773 statewide. Population growth data is not available for this market.

That combination paints a picture of an affordable market with rising prices but a moderately slow pace of sales. Relative to state benchmarks, Camden’s housing costs are much lower: the median home value is less than half the state median, and the rent index is about $183 per month lower than the state figure. At the same time, local incomes are also lower, so affordability is relative. The 86/100 PropertyIQ Score suggests that price momentum and limited discounting outweigh the longer time needed to sell a home.

Key Trends

One clear trend is strengthening home values. The 12-month home value momentum of 10.23% is the top score driver, indicating meaningful appreciation over the past year. The 3-month momentum of 2.27% is slower but still positive, which points to continued upward movement, though possibly at a moderating pace. The reported year-over-year change in home value is $5, and the median home value stands at $111,901.

A second trend is a relatively unhurried market. Camden has 111 homes for sale and a median days-on-market of 101 days. That means listings often take more than three months to go under contract, which can give buyers more time to evaluate options. However, only 8.0% of listings have had a price cut, suggesting that sellers are not aggressively discounting despite the longer marketing time.

A third trend is affordability compared with the rest of the state. The median home value of $111,901 is far below the Arkansas median of $227,264, and the rent index of $764 is below the state’s $947. Median household income of $51,429 is also below the state’s $60,773, but the gap in home prices is proportionally wider than the gap in incomes. This means local housing can still be more attainable for many households when measured against state-level prices.

A fourth trend is labor market stability. The unemployment rate in Camden is 4%, exactly matching the state benchmark. That parity supports a steady local employment picture, although the missing population growth data makes it difficult to assess whether demand is expanding or simply stable.

Who Is This Market For

This market is well suited to first-time buyers and budget-conscious households. With a median home value of $111,901, Camden offers a lower purchase price than much of Arkansas, which can mean smaller down payments and more manageable mortgage payments. The 101-day median days on market may also give first-time buyers more time to conduct inspections, secure financing, and negotiate terms without the intense competition often seen in faster-moving markets.

Small-scale rental investors may also find Camden appealing. The rent index of $764 paired with a median home value of $111,901 creates a much lower entry point than the state average, where the rent index is $947 and the median home value is $227,264. Investors seeking cash-flow-oriented properties may see opportunity in this lower price-to-rent relationship, though they should account for the slower sales pace if they plan to resell.

Move-up buyers and higher-income households may find fewer opportunities here, given the local median household income of $51,429 and the relatively modest median home value. This is not a luxury or high-price market, and the available inventory of 111 homes may not offer the larger or newer product that some move-up buyers want. The data does not include population growth, so buyer demand tied to migration cannot be confirmed.

Outlook

Camden’s near-term outlook is grounded in positive but moderating price momentum. The 12-month home value momentum of 10.23% and the 3-month momentum of 2.27% suggest that values have been rising and continue to rise, though the shorter-term pace is less rapid. The median days-on-market of 101 days and 111 homes for sale indicate a slower-moving market, which may keep upward pressure on prices in check. A price-cut share of only 8.0% suggests sellers remain relatively firm on pricing.

The unemployment rate of 4%, matching the state average, provides a stable foundation for housing demand, but the lack of population growth data limits what can be said about longer-term demand expansion. If current momentum continues, Camden is likely to see modest appreciation rather than rapid acceleration. Buyers and investors should watch the balance between price growth and the time homes take to sell, as that will signal whether the market is becoming more or less competitive.