Coeur d'Alene, ID Housing Market
AI-powered market intelligence for the Coeur d'Alene, ID metro area.
PropertyIQ Scores
Coeur d'Alene, ID Market Analysis
Market Overview
Coeur d’Alene’s PropertyIQ Score of 56 out of 100 places it in a moderate position. The score is not at either extreme, and its main drivers include a 12-month home value momentum of 5.65%, a 3-month home value momentum of 0.16%, a median days-on-market figure of 51 days, and a 22.1% share of listings with a price cut. These drivers show that annual price movement has been positive, but the short-term momentum figure is much more subdued, suggesting the market is not currently experiencing rapid acceleration.
Compared with Idaho state averages, Coeur d’Alene is a higher-priced market. The median home value is $605,220, versus $478,744 statewide. The rent index is $1,825, well above the state average of $1,150. Unemployment is 4.2%, compared with 3.6% statewide. Median household income is $77,034, only modestly above the state average of $74,636. The overall picture is a market with above-average housing costs and rents, but only slightly above-average local income and a somewhat higher unemployment rate than the state benchmark.
Key Trends
One trend is decelerating home value momentum. The 12-month momentum reading of 5.65% is listed as a top score driver, but the 3-month momentum reading is just 0.16%. In addition, the home value year-over-year metric is reported as $6, which is effectively flat in dollar terms. The gap between the 12-month and 3-month momentum indicators points to cooling price growth.
Another trend is a well-supplied but not extreme inventory environment. There are 1,030 homes for sale, and the median days on market is 51 days. That pace is moderate, but the 22.1% share of listings with a price cut indicates that sellers are adjusting expectations and buyers have some negotiating room.
A third trend is a rent premium relative to the state. Coeur d’Alene’s rent index of $1,825 is substantially higher than the state average of $1,150. This suggests stronger rental demand or a higher local cost structure, but it also contributes to housing cost pressure for tenants.
A fourth trend is an affordability gap. The median home value of $605,220 is far above the state average, while median household income of $77,034 is only slightly above the state average of $74,636. The unemployment rate of 4.2% also runs above the state average of 3.6%. These factors suggest that local incomes may not comfortably support the median home price for many households.
Who Is This Market For
This market is better suited to buyers and investors who can handle a higher price point and a somewhat slower sales pace. Move-up buyers with existing equity may be positioned to trade into median-priced homes near $605,220, especially with 22.1% of listings showing price cuts and a median days-on-market of 51 days. Investors looking at rental income may find the rent index of $1,825 attractive compared with the state average of $1,150, but they should weigh the high median home value and the 4.2% unemployment rate.
First-time buyers are likely to face challenges, because median household income is only $77,034 while the median home value is $605,220. That gap makes a median-priced home difficult for many entry-level buyers. The absence of population growth data also makes it hard to assess how much new demand is entering the market from relocation.
Outlook
The near-term outlook is for a moderating market rather than rapid acceleration. The 12-month home value momentum of 5.65% is a positive driver, but the 3-month momentum of 0.16% and the reported year-over-year home value figure of $6 point to much slower short-term price movement. With 1,030 homes for sale, a median of 51 days on market, and 22.1% of listings with price cuts, sellers are likely to face continued price competition. The rent index of $1,825 compared with $1,150 statewide may support rental demand, but unemployment at 4.2% versus 3.6% statewide and the affordability gap between home values and median household income could limit buyer traction. Population growth is not available in the provided data, so the outlook cannot assume a demographic demand surge.
AI-generated analysis based on current market data. Last updated September 25, 2026.
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Coeur d'Alene, ID market data
Coeur d'Alene, ID Housing Market Overview
Coeur d'Alene, ID's median home value is $605K, up 5.6% over the past year. Homes here sell in a median 51 days. Its PropertyIQ Score of 56 sits right around the state average of 50.
PropertyIQ tracks the Coeur d'Alene, ID housing market through two complementary lenses: price momentum from Zillow home-value trends over 3 and 12 months, and demand pressure from how quickly homes sell and how often sellers cut prices, drawn from Realtor.com. The PropertyIQ Score distills these into one number that predicts how this ID market is set to perform against its state benchmark.
Mountain West markets combine outdoor lifestyle appeal with booming tech and remote-work migration. Cities across Colorado, Utah, Arizona, and Nevada have experienced some of the nation's fastest appreciation, though rising interest rates have introduced new dynamics to these previously red-hot markets. Within the Mountain West, Coeur d'Alene, ID's PropertyIQ Score of 56 tracks near the Mountain West norm.
Each month, PropertyIQ updates its score for Coeur d'Alene, ID using four inputs: Zillow ZHVI twelve-month and three-month momentum, Realtor.com median days on market, and the Realtor.com share of listings with price cuts. These four signals are combined into a single 1 to 99 score computed across all metro markets and calibrated so 50 represents the state average, making it a direct read of how this market is positioned to perform relative to its state. Momentum here has been positive, with home values up 5.6% over the past year.
View Coeur d'Alene, ID's complete market profile including historical price trends, score history, and AI-generated analysis. Compare this market against any other US metro to find the best opportunities for your investment strategy.
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Market data through August 2026. Sourced from Zillow, Realtor.com, Redfin, U.S. Census Bureau, FRED, BLS, and BEA. Per-statistic source and date shown above.
Frequently Asked Questions
Is Coeur d'Alene, ID a good place to buy real estate in 2026?
PropertyIQ doesn't label markets simply good or bad. Instead, the PropertyIQ Score measures a market's demand momentum against its own state, where 50 marks the state average. Coeur d'Alene, ID currently scores 56, a steady-momentum reading that leaves it tracking close to its state average. For buyers, a balanced market means neither side holds a decisive edge, giving you time to shop carefully without racing the clock. Backing that up, the median home value here is $605K, up 5.6% over the past year. So whether Coeur d'Alene, ID is right for you comes down to your goals: a rising-momentum market can favor long-term appreciation but offers less room to negotiate, while a cooling one hands buyers more leverage. Treat the score as a timing signal to weigh alongside your budget, holding period, and plans for the property, not a verdict on the market's quality.
What is the PropertyIQ Score for Coeur d'Alene, ID?
Coeur d'Alene, ID's PropertyIQ Score is 56, indicating steady momentum on a 1-to-99 scale. The score distills four transparent inputs into a single number: Zillow home-value momentum over the past 12 months, Zillow home-value momentum over the past 3 months, the median days homes spend on the market from Realtor.com, and the share of listings with a price cut, also from Realtor.com. Rising values and faster sales push the score up, while slow sales and frequent price cuts pull it down. The scale is calibrated so 50 equals the state average, meaning a score above 50 predicts the market will outperform its state over the next three years and a score below 50 predicts underperformance. PropertyIQ computes the score across every US market nationally, then recenters it against each state, so 56 places Coeur d'Alene, ID above its state benchmark.
Are home prices in Coeur d'Alene, ID rising or falling?
Home prices in Coeur d'Alene, ID are rising. Over the past year, the median home value increased 5.6%, reaching $605K. Over the latest three months, values moved up 0.2%, a sign near-term demand remains firm. PropertyIQ derives these figures from Zillow's home-value index, which tracks the typical value across the market rather than only the homes that happened to sell, giving a steadier read than a raw median sale price. Both the 12-month and 3-month momentum readings feed directly into the PropertyIQ Score, so this price trend is one of the core signals behind Coeur d'Alene, ID's current score. Keep in mind that appreciation can vary widely by neighborhood and price tier across the metro area, so treat these figures as the market-wide baseline rather than a guarantee for any single property.
How quickly do homes sell in Coeur d'Alene, ID?
In Coeur d'Alene, ID, homes sell in a median of 51 days from listing to pending sale, based on Realtor.com market data. Median days on market is one of the clearest real-time reads on local demand: when homes move quickly, buyers are competing and sellers hold the advantage, while lengthening timelines signal cooling interest and more room to negotiate. Alongside sale speed, about 22% of active listings here have taken at least one price cut — a complementary demand gauge, since a rising share of reductions often precedes slower sales and softer prices. Both median days on market and the price-cut share feed directly into the PropertyIQ Score, where faster sales and fewer cuts push the score higher. As a general guide, medians under about 30 days indicate a brisk, competitive market, while medians well beyond 60 days point to buyers regaining leverage. Actual time on market still varies by price band, property type, and season, so treat the median as a market-wide baseline.
How current is this metro area data?
This Coeur d'Alene, ID market data is refreshed on a monthly cycle, with the latest figures current through August 2026. PropertyIQ ingests fresh data every month from a range of authoritative sources: home values and rents from Zillow, days on market and price-cut activity from Realtor.com, additional housing signals from Redfin, demographic and housing-stock data from the U.S. Census Bureau, mortgage and macroeconomic series from FRED, and employment figures from the Bureau of Labor Statistics and the Bureau of Economic Analysis. The PropertyIQ Score itself is recomputed every month once the new source data lands, so the score and its four underlying inputs always reflect the most recent complete reporting period rather than a static snapshot. Because official housing data is typically released with a short lag, the current-through date usually trails the present by a few weeks, which is normal across the industry and not a sign the data is out of date.