Coeur d'Alene, ID Housing Market
AI-powered market intelligence for the Coeur d'Alene, ID metro area.
PropertyIQ Scores
Coeur d'Alene, ID Market Analysis
Market Overview
Coeur d’Alene’s housing market is moderate, with a PropertyIQ Score of 62 out of 100. The median home value is $605,399, well above Idaho’s state average of $481,825, and the rent index is $1,829, compared with $1,150 statewide. These figures show the market commands a clear premium over the rest of the state. But the score also reflects cooling signals: 3-month home value momentum is -0.74%, median days on market is 47, and 17.5% of listings have a price cut.
Relative to benchmarks, affordability is strained. Median household income is $77,034, only about 3% above the state average of $74,636, while the median home value is roughly 26% above the state average. The unemployment rate is also slightly higher locally at 4.2%, compared with 3.7% statewide. This combination tempers the market’s strength despite above-average home values and rents.
The score drivers highlight a market in transition. The 12-month home value momentum is 5.92%, indicating annual gains, but the recent 3-month reading is negative. Together with 47 median days on market and a 17.5% price-cut share, the data suggests the market has moved toward a more balanced or buyer-friendly pace.
Key Trends
The first trend is cooling price momentum. The 12-month home value momentum is 5.92%, but the 3-month momentum is -0.74%. That means prices have risen over the past year yet softened in the most recent quarter. This divergence signals slowing conditions rather than accelerating price growth.
Second, listing activity points to more negotiability. There are 961 homes for sale, with a median 47 days on market. Additionally, 17.5% of listings have had a price cut. No state benchmarks were provided for these metrics, but the values suggest sellers are adjusting expectations and buyers have more time to compare options.
Third, the rental market is notably stronger than the state as a whole. The local rent index is $1,829, compared with $1,150 statewide, or about 59% higher. That can support rental property investors, though the elevated median home value of $605,399 raises the cost of entry.
Fourth, affordability is a central challenge. The median home value is about 26% above the state average, while median household income is only about 3% higher. Unemployment is also higher locally at 4.2% versus 3.7%. This gap may limit how many local households can comfortably buy at the median price.
Who Is This Market For
This market suits buyers and investors with stronger financial capacity. Rental property investors may be drawn to the rent index of $1,829, which is well above the state average, but they should account for the high median home value of $605,399 and the recent 3-month price decline of -0.74%. A longer holding period is likely more realistic than a short-term flip.
Move-up buyers and higher-income households are better positioned than first-time buyers. The median household income of $77,034 is only modestly above the state average, while home prices are far above the state median. Buyers with home equity or incomes above the local median will likely have an easier time qualifying. The 47-day median days on market and 17.5% price-cut share also give buyers more room to negotiate.
First-time buyers may find the market challenging. The gap between the median home value and median household income is wide, and the unemployment rate of 4.2% is above the state average of 3.7%. Without a larger down payment or higher income, entry-level options could be limited. Population growth is not available in the data, so it is unclear how much inbound demand may offset these affordability constraints.
Outlook
The near-term outlook is mixed and favors continued moderation. The 12-month home value momentum of 5.92% shows annual gains, but the negative 3-month momentum of -0.74% and the 17.5% share of price cuts suggest sellers face more competition. With 961 homes for sale and a median 47 days on market, buyers should retain some negotiating power. The rental market remains a relative strength, with the rent index well above the state average, which may support investor interest. However, affordability remains tight because the median home value is far above the state average while incomes are only slightly higher, and local unemployment is higher than the state rate. Population growth is not available, so the demand-side picture is incomplete. Based on the provided metrics, the most likely path is a cooling or balanced market rather than a sharp rebound.
AI-generated analysis based on current market data. Last updated August 30, 2026.
Get Coeur d'Alene, ID market updates
Choose your role for tailored insights.
Coeur d'Alene, ID market data
Coeur d'Alene, ID Housing Market Overview
Coeur d'Alene, ID's median home value is $605K, up 5.9% over the past year. Homes here sell in a median 47 days. Its PropertyIQ Score of 62 sits well above the state average of 50, marking a market positioned to outperform its state over the next three years.
PropertyIQ tracks the Coeur d'Alene, ID housing market through two complementary lenses: price momentum from Zillow home-value trends over 3 and 12 months, and demand pressure from how quickly homes sell and how often sellers cut prices, drawn from Realtor.com. The PropertyIQ Score distills these into one number that predicts how this ID market is set to perform against its state benchmark.
Mountain West markets combine outdoor lifestyle appeal with booming tech and remote-work migration. Cities across Colorado, Utah, Arizona, and Nevada have experienced some of the nation's fastest appreciation, though rising interest rates have introduced new dynamics to these previously red-hot markets. Within the Mountain West, Coeur d'Alene, ID's PropertyIQ Score of 62 ranks among the Mountain West's stronger demand signals.
Each month, PropertyIQ updates its score for Coeur d'Alene, ID using four inputs: Zillow ZHVI twelve-month and three-month momentum, Realtor.com median days on market, and the Realtor.com share of listings with price cuts. These four signals are combined into a single 1 to 99 score computed across all metro markets and calibrated so 50 represents the state average, making it a direct read of how this market is positioned to perform relative to its state. Momentum here has been positive, with home values up 5.9% over the past year.
View Coeur d'Alene, ID's complete market profile including historical price trends, score history, and AI-generated analysis. Compare this market against any other US metro to find the best opportunities for your investment strategy.
Counties in the Coeur d'Alene, ID metro area
ZIP codes in the Coeur d'Alene, ID metro area
Top markets in ID
Market data through July 2026. Sourced from Zillow, Realtor.com, Redfin, U.S. Census Bureau, FRED, BLS, and BEA. Per-statistic source and date shown above.
Frequently Asked Questions
Is Coeur d'Alene, ID a good place to buy real estate in 2026?
PropertyIQ doesn't label markets simply good or bad. Instead, the PropertyIQ Score measures a market's demand momentum against its own state, where 50 marks the state average. Coeur d'Alene, ID currently scores 62, a firming-momentum reading that leaves it positioned to outperform its state over the next three years. For buyers, strengthening demand usually means rising competition and firmer prices, so waiting can cost you negotiating room. Backing that up, the median home value here is $605K, up 5.9% over the past year. So whether Coeur d'Alene, ID is right for you comes down to your goals: a rising-momentum market can favor long-term appreciation but offers less room to negotiate, while a cooling one hands buyers more leverage. Treat the score as a timing signal to weigh alongside your budget, holding period, and plans for the property, not a verdict on the market's quality.
What is the PropertyIQ Score for Coeur d'Alene, ID?
Coeur d'Alene, ID's PropertyIQ Score is 62, indicating firming momentum on a 1-to-99 scale. The score distills four transparent inputs into a single number: Zillow home-value momentum over the past 12 months, Zillow home-value momentum over the past 3 months, the median days homes spend on the market from Realtor.com, and the share of listings with a price cut, also from Realtor.com. Rising values and faster sales push the score up, while slow sales and frequent price cuts pull it down. The scale is calibrated so 50 equals the state average, meaning a score above 50 predicts the market will outperform its state over the next three years and a score below 50 predicts underperformance. PropertyIQ computes the score across every US market nationally, then recenters it against each state, so 62 places Coeur d'Alene, ID above its state benchmark.
Are home prices in Coeur d'Alene, ID rising or falling?
Home prices in Coeur d'Alene, ID are rising. Over the past year, the median home value increased 5.9%, reaching $605K. Over the latest three months, values slipped 0.7%, a sign near-term demand is softening. PropertyIQ derives these figures from Zillow's home-value index, which tracks the typical value across the market rather than only the homes that happened to sell, giving a steadier read than a raw median sale price. Both the 12-month and 3-month momentum readings feed directly into the PropertyIQ Score, so this price trend is one of the core signals behind Coeur d'Alene, ID's current score. Keep in mind that appreciation can vary widely by neighborhood and price tier across the metro area, so treat these figures as the market-wide baseline rather than a guarantee for any single property.
How quickly do homes sell in Coeur d'Alene, ID?
In Coeur d'Alene, ID, homes sell in a median of 47 days from listing to pending sale, based on Realtor.com market data. Median days on market is one of the clearest real-time reads on local demand: when homes move quickly, buyers are competing and sellers hold the advantage, while lengthening timelines signal cooling interest and more room to negotiate. Alongside sale speed, about 18% of active listings here have taken at least one price cut — a complementary demand gauge, since a rising share of reductions often precedes slower sales and softer prices. Both median days on market and the price-cut share feed directly into the PropertyIQ Score, where faster sales and fewer cuts push the score higher. As a general guide, medians under about 30 days indicate a brisk, competitive market, while medians well beyond 60 days point to buyers regaining leverage. Actual time on market still varies by price band, property type, and season, so treat the median as a market-wide baseline.
How current is this metro area data?
This Coeur d'Alene, ID market data is refreshed on a monthly cycle, with the latest figures current through July 2026. PropertyIQ ingests fresh data every month from a range of authoritative sources: home values and rents from Zillow, days on market and price-cut activity from Realtor.com, additional housing signals from Redfin, demographic and housing-stock data from the U.S. Census Bureau, mortgage and macroeconomic series from FRED, and employment figures from the Bureau of Labor Statistics and the Bureau of Economic Analysis. The PropertyIQ Score itself is recomputed every month once the new source data lands, so the score and its four underlying inputs always reflect the most recent complete reporting period rather than a static snapshot. Because official housing data is typically released with a short lag, the current-through date usually trails the present by a few weeks, which is normal across the industry and not a sign the data is out of date.