Mountain Home, ID Housing Market
AI-powered market intelligence for the Mountain Home, ID metro area.
PropertyIQ Scores
Mountain Home, ID Market Analysis
Market Overview
Mountain Home, ID posts a PropertyIQ Score of 55 out of 100, placing it in a moderate market position rather than a high-growth or deeply weak market. The score is shaped by top drivers including 12-month home value momentum of 4.29%, 3-month home value momentum of -0.23%, a median days on market of 62 days, and a 15.9% share of listings with a price cut. Against state benchmarks, the median home value of $360,857 is well below the state average of $481,825, while the rent index of $1,604 is well above the state average of $1,150. The unemployment rate in Mountain Home matches the state average at 3.7%, but median household income of $58,976 trails the state average of $74,636.
This mix creates a moderate, somewhat bifurcated market. Home prices are more approachable than the state average, but local incomes are also lower, which offsets some of that advantage. Meanwhile, rental demand appears strong relative to the state, as the rent index exceeds the state benchmark by $454. The inventory picture—117 homes for sale and a median days on market of 62 days—suggests that homes are not moving at a rapid pace, but they are not stagnating either. The share of listings with a price cut at 15.9% indicates that some sellers are adjusting expectations to attract buyers.
Key Trends
The first notable trend is cooling price momentum. While the 12-month home value momentum is positive at 4.29%, the 3-month momentum is negative at -0.23%, and the median home value year-over-year dollar change is listed as just $5. This points to a market that posted gains over the longer term but has flattened or pulled back slightly in the most recent quarter.
A second trend is the balance between inventory and selling pace. With 117 homes for sale and a median days on market of 62 days, the market appears moderately supplied. The 15.9% share of listings with a price cut is one of the top score drivers, suggesting that sellers are using price reductions to close deals. This is not a market where buyers are facing widespread bidding pressure, but it is also not showing signs of severe distress based on the metrics provided.
A third trend is the affordability gap. The median home value of $360,857 is about $120,968 below the state average, but the median household income of $58,976 is about $15,660 below the state average of $74,636. In other words, prices are lower than the state benchmark, but so is the typical household’s earning power, which keeps affordability a key consideration for local buyers.
A fourth trend is the strength of the rental market. The rent index of $1,604 is $454 above the state average of $1,150, while the unemployment rate holds at 3.7%, equal to the state average. That combination may reflect steady demand for rental housing even as home price momentum cools.
Who Is This Market For
This market may appeal most to first-time buyers and budget-conscious owner-occupants who are comparing Mountain Home’s median home value of $360,857 against the higher state average of $481,825. However, those buyers should weigh the lower median household income of $58,976, which may limit purchasing power despite the lower price point. The stable unemployment rate of 3.7% may support confidence for employed households.
The rental side may be more attractive to investors. With a rent index of $1,604 versus the state average of $1,150 and a median home value below the state benchmark, buy-and-hold investors may see a better rent-to-price setup than the state average suggests. The 15.9% share of listings with a price cut and median days on market of 62 days may also give investors some room to negotiate. Move-up buyers and short-term flippers may find less appeal, given the flat $5 year-over-year median home value change and slightly negative 3-month momentum.
Outlook
The near-term outlook is shaped by conflicting momentum signals. The 12-month home value momentum of 4.29% shows underlying annual growth, but the 3-month momentum of -0.23%, the minimal $5 year-over-year dollar change, the 62-day median days on market, and the 15.9% share of listings with a price cut all point to a market that is cooling or flattening in the short run. The stable unemployment rate of 3.7% and the rent index of $1,604 above the state average may provide some support, especially for rental demand. Population growth data is not available, so demographic-driven demand cannot be evaluated from the provided metrics. Based on the numbers alone, the market appears more likely to remain flat or experience mild softening than to return to rapid price appreciation in the immediate future.
AI-generated analysis based on current market data. Last updated August 19, 2026.
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Mountain Home, ID market data
Mountain Home, ID Housing Market Overview
Mountain Home, ID's median home value is $361K, up 4.3% over the past year. Homes here sell in a median 62 days. Its PropertyIQ Score of 55 sits right around the state average of 50.
The Mountain Home, ID metro area is one of 900+ US metropolitan markets that PropertyIQ scores each month. A single PropertyIQ Score blends Zillow price momentum with Realtor.com market-flow signals to estimate 3-year excess appreciation versus the market's state — showing not just where prices stand today, but how the market is positioned relative to its peers.
Mountain West markets combine outdoor lifestyle appeal with booming tech and remote-work migration. Cities across Colorado, Utah, Arizona, and Nevada have experienced some of the nation's fastest appreciation, though rising interest rates have introduced new dynamics to these previously red-hot markets. Within the Mountain West, Mountain Home, ID's PropertyIQ Score of 55 tracks near the Mountain West norm.
The PropertyIQ Score for the Mountain Home, ID market is built from four inputs: Zillow home-value momentum over twelve months, Zillow home-value momentum over three months, the median days listings spend on the market (Realtor.com), and the share of listings with a price cut (Realtor.com). The score runs on a 1 to 99 scale computed across all metro markets nationally and calibrated so 50 equals the state average — a score above 50 means this market is positioned to outperform its state, and a score below 50 means it is set to lag. Momentum here has been positive, with home values up 4.3% over the past year.
Explore the interactive map to see how Mountain Home, ID compares to neighboring metros, or view the full market dashboard for detailed analytics including time-series trends, score breakdowns, and AI-generated market reports.
Counties in the Mountain Home, ID metro area
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Market data through July 2026. Sourced from Zillow, Realtor.com, Redfin, U.S. Census Bureau, FRED, BLS, and BEA. Per-statistic source and date shown above.
Frequently Asked Questions
Is Mountain Home, ID a good place to buy real estate in 2026?
PropertyIQ doesn't label markets simply good or bad. Instead, the PropertyIQ Score measures a market's demand momentum against its own state, where 50 marks the state average. Mountain Home, ID currently scores 55, a steady-momentum reading that leaves it tracking close to its state average. For buyers, a balanced market means neither side holds a decisive edge, giving you time to shop carefully without racing the clock. Backing that up, the median home value here is $361K, up 4.3% over the past year. So whether Mountain Home, ID is right for you comes down to your goals: a rising-momentum market can favor long-term appreciation but offers less room to negotiate, while a cooling one hands buyers more leverage. Treat the score as a timing signal to weigh alongside your budget, holding period, and plans for the property, not a verdict on the market's quality.
What is the PropertyIQ Score for Mountain Home, ID?
Mountain Home, ID's PropertyIQ Score is 55, indicating steady momentum on a 1-to-99 scale. The score distills four transparent inputs into a single number: Zillow home-value momentum over the past 12 months, Zillow home-value momentum over the past 3 months, the median days homes spend on the market from Realtor.com, and the share of listings with a price cut, also from Realtor.com. Rising values and faster sales push the score up, while slow sales and frequent price cuts pull it down. The scale is calibrated so 50 equals the state average, meaning a score above 50 predicts the market will outperform its state over the next three years and a score below 50 predicts underperformance. PropertyIQ computes the score across every US market nationally, then recenters it against each state, so 55 places Mountain Home, ID above its state benchmark.
Are home prices in Mountain Home, ID rising or falling?
Home prices in Mountain Home, ID are rising. Over the past year, the median home value increased 4.3%, reaching $361K. Over the latest three months, values slipped 0.2%, a sign near-term demand is softening. PropertyIQ derives these figures from Zillow's home-value index, which tracks the typical value across the market rather than only the homes that happened to sell, giving a steadier read than a raw median sale price. Both the 12-month and 3-month momentum readings feed directly into the PropertyIQ Score, so this price trend is one of the core signals behind Mountain Home, ID's current score. Keep in mind that appreciation can vary widely by neighborhood and price tier across the metro area, so treat these figures as the market-wide baseline rather than a guarantee for any single property.
How quickly do homes sell in Mountain Home, ID?
In Mountain Home, ID, homes sell in a median of 62 days from listing to pending sale, based on Realtor.com market data. Median days on market is one of the clearest real-time reads on local demand: when homes move quickly, buyers are competing and sellers hold the advantage, while lengthening timelines signal cooling interest and more room to negotiate. Alongside sale speed, about 16% of active listings here have taken at least one price cut — a complementary demand gauge, since a rising share of reductions often precedes slower sales and softer prices. Both median days on market and the price-cut share feed directly into the PropertyIQ Score, where faster sales and fewer cuts push the score higher. As a general guide, medians under about 30 days indicate a brisk, competitive market, while medians well beyond 60 days point to buyers regaining leverage. Actual time on market still varies by price band, property type, and season, so treat the median as a market-wide baseline.
How current is this metro area data?
This Mountain Home, ID market data is refreshed on a monthly cycle, with the latest figures current through July 2026. PropertyIQ ingests fresh data every month from a range of authoritative sources: home values and rents from Zillow, days on market and price-cut activity from Realtor.com, additional housing signals from Redfin, demographic and housing-stock data from the U.S. Census Bureau, mortgage and macroeconomic series from FRED, and employment figures from the Bureau of Labor Statistics and the Bureau of Economic Analysis. The PropertyIQ Score itself is recomputed every month once the new source data lands, so the score and its four underlying inputs always reflect the most recent complete reporting period rather than a static snapshot. Because official housing data is typically released with a short lag, the current-through date usually trails the present by a few weeks, which is normal across the industry and not a sign the data is out of date.